Kids Ain’t Cheap: The Real Cost of Parenting and How to Plan for It | Ana Kresina (EP386)
Minimalist Moms Podcast | Simple Living for Overwhelmed Moms
Diane Boden
4.8 • 952 Ratings
🗓️ 6 June 2025
⏱️ 31 minutes
🧾️ Download transcript
Summary
In this episode, author and financial educator Ana Kresina joins us to discuss the true cost of parenting and how families can build long-term financial stability. Drawing from her books Kids Ain’t Cheap and How Not to Work Forever, Ana shares her journey into personal finance, explains the FIRE movement, and unpacks the financial challenges parents face—including the motherhood penalty. With practical tips on budgeting, investing, and finding community support, she empowers listeners to take small, meaningful steps toward a more secure future.
Links Discussed in This Episode |
- Diane's Resource: Managing Your Money by Jane Bingham
- Previous Episode: Intentional Ways to Make Money at Home with Jenna Griffith (EP344)
- Connect with Ana:
- Website
- Book: Kids Ain't Cheap: How to Plan Financially for Parenthood and Your Family's Future
- Book: How To Not Work Forever: Start Investing and Build a Life You Love
- Instagram - Get Rich Slow
- Podcast
About Ana|
Ana Kresina a financial educator, a two-time author and speaker who works in the financial technology sector. She is the co-host of Australia’s leading podcast, Get Rich Slow Club, and has been featured in the ABC, the Australian Financial Review, AusBiz, Channel 9, and was listed as Finder's 2024 Financial Figures.
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Transcript
Click on a timestamp to play from that location
| 0:00.0 | If you're pregnant postpartum or planning to be, or you've got a friend in that season, listen |
| 0:04.3 | up. There's a lot in motherhood that we can't control, but your nutrition, that's a powerful |
| 0:08.9 | place to start. That's why I've been raving about the company needed. I wish I'd had needed |
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| 0:19.4 | multi, plus the high quality omega-3 designed to meet |
| 0:22.7 | the real nutritional demands of pregnancy and beyond. It's not the bare minimum stuff that most |
| 0:27.3 | prenatals offer. This is optimal evidence-based nourishment that actually supports mom and baby. |
| 0:32.9 | Trusted by over 6,000 women's health practitioners from midwives to obese, they're raising the bar for women's |
| 0:38.6 | wellness. And personally, because I'm out of the prenatal and postpartum, I love their women's |
| 0:43.6 | omega-3, collagen, and stress support. They have an entire section for women's health supplements |
| 0:49.1 | on their website. So if you've been looking for a supplement that checks all the boxes, |
| 0:53.1 | head over to this is needed.com and use code minimalist for 20% off your first order. That's T-H-I-S-I-S-N-E-D-D-com and use |
| 1:03.8 | code minimalist for 20% off your first order. There was just not enough information around |
| 1:08.4 | a personal finance when it comes to being a parent and how to |
| 1:11.7 | prepare for parenthood and the cost of child care and all of that kind of stuff. Money isn't about |
| 1:16.4 | numbers for the most part. It's actually about behavior and emotion. Often you'll hear people say, |
| 1:21.9 | I'm bad with money or investing's just too hard or these ideas that we've taken on as part of |
| 1:26.9 | our identity. |
| 1:32.5 | So part of the book actually talks about how do we break that apart? How do we examine ourselves as individuals? And then how do we instill some of those good money qualities in talks and |
| 1:38.1 | conversations with our kids? Like how can we help them be more financially savvy? I like to think |
| 1:43.5 | about what is the thing that you would do |
| 1:45.4 | if money wasn't an issue. And that's honestly your why, your why for living, right? If we can |
... |
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