The retirement and IRA show represents the words and views of the show hosts exclusively and should not be construed as investment legal or tax advice.

All information is believed to be from reliable sources. However, we make no representation as to its completeness or accuracy.

All economic and performance information is historical in nature and is not indicative of any future results.

Any indices mentioned on the show are unmanaged and cannot be invested indirectly.

Diversification and asset allocation strategies do not assure profit or protect against loss.

Never make any investment or financial decisions based on information offered on this show

without first consulting your financial legal or tax advisor.

Financial planning services offered through Jim Solnior and Associates LLC, a registered investment advisor.

This is the retirement and IRA show coming to you from beautiful Northern Colorado.

Join us as certified financial planner Jim Sonier, as well as Colorado State University finance instructor and certified financial planner Chris Stein, teach you about IRAs,

borrow-in-case, annuities, social security, pension plans, and estate planning in a fun and enjoyable show.

Whether you are listening live in Colorado or streaming from their website or iTunes podcast,

Jim and Chris want you to know that they're available to help you plan for your retirement. Just visit their website at

Jim helps.com. That's Jim H-E-L-P-S dot com and click the Meet the Team button on the homepage.

Now here's Jim and Chris with today's show.

Well, good day and welcome to the Retirement and IRA show, EDU edition, the first EDU edition of 2024's National Annuity Awareness Month. So we are going to be not solely annuity talk this month, but heavily weighted towards

annuity talk this month.

And this all started back in 2010 when the national association for fixed

annuities designated June as national annuity awareness month. And it's happened every year since then.

And so we thought we take the opportunity each and every June to focus on answering a lot of

questions and providing a lot of questions

and providing a lot of educational information about annuities

...