Welcome in to 11 personnel where we are hitting the road.

We're not just hiding behind our little computer screens.

We are at Monicello Bank here in technically Nicholasville, Kentucky, just on the outside,

outskirts of Fayette County off Herdsburg Road.

Is this technically Harrisburg Road? Is it a Nicholas? We call Harrisburg Road. Yeah, Nicholasville, Lexington on the outskirts. Itette County off Harensburg Road. Is this technically Hairsburg Road?

Is it a Nichols?

We call Hairsburg Road. Yeah, Nicholasville-Lexington on the outskirts. Like, you hit, though. Yeah, right by Keen-Trey's, one of the many Monicello Bank locations. And Chad's here joining us today to talk a little bit more about Monticello Bank and get you fired up for Kentucky football season. And I was already happy when I walked in.

I saw the cat's shirts.

And then I talked to Steve.

Steve was a Kentucky cheerleader? Yeah, sir. He was. So we got, Blue runs through the veins of Monticello Bank. That's clear. Yes, sir. Now, I've always tried to stress this. I'm not a numbers guy. I'm the words guy. He's the numbers guy.

He's the take guy. Yeah, just give me the takes and the words. But from the numbers perspective,

I always tell people you got to bank local because local banks, they're going to do you a favor.

So how exactly does that work? Why are you all able to help people

out better than some of those big commercial branches? It's a great question, and it's kind of a

long answer, and I'll try to make a quick one. And I know getting into financials, it's not as

exciting as talking about cutter-bowley or how many donuts, Ron Lemon can eat. I get it. I think what

sets us apart is our customer service standards. When big banks come in,

when's the last time you've got a birthday card from a bigger bank? When's the last time I got a

birthday card from, like it? Never. I sign them every month. It's our experience here. It's our

customer service. It's what we do for our people. It's our community. We come in, obviously you want to do your financial services here when you come in, but we're going to talk about whatever's on your mind that day, whether it be weather, sports, whatever it is. I think that sits us apart from the bigger banks currently. I mean, we've been around since 1895. It's a long time. We still operate out of our main building in Monticella, Kentucky, still there, the same one that we started in. So we have built a reputation on customer service and pleasing people, and that's what sets us apart. Monticello, great. White country. Love going into Lake Cumberland, Monticello. They got the dock down there. I mean, it's a great place.

But like you said, not just in Monticell, you all are in. Is it 20 different branches?

We have 20 plus locations in 14 different counties. I'm not mistaken. So it's 20 or 24 locations, 14

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