Jesse Mecham, Founder of YNAB: Mastering Money Mindset, Eliminating Financial Stress, and Giving Every Dollar a Job & More

The Dream Bigger Podcast

Siffat Haider

Fashion, Creativity, Beauty, Healthyeating, Business, Creative, Entrepreneur, Health, Skincare, Health & Fitness, Skincaretips, Fitness, Interviews, Wellness, Exercise

4.8 • 625 Ratings

🗓️ 10 June 2025

⏱️ 44 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

On today’s episode I am speaking with Jesse Mecham, founder of You Need a Budget (YNAB). He shares the inspiring story behind building one of the most beloved budgeting tools—starting with a simple spreadsheet in 2004. He dives deep into the principles of giving every dollar a job, the five key questions to ask when managing your money, and how to eliminate financial stress with a mindset shift. Whether you're just starting your financial journey or looking to reset your habits with a “money detox,” Jesse offers actionable insights to help you build a sustainable, stress-free relationship with money. Enjoy!

To check out YNAB on Instagram, click HERE.

To check out YNAB’s Website, click HERE.

To connect with Siff on Instagram, click HERE.

To connect with Siff on Tiktok, click HERE.

To learn more about Arrae, click HERE.

To check out Siff’s LTK, click HERE.

To check out Siff’s Amazon StoreFront, click HERE.

This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.

Visit www.ynab.com/dreambigger to claim an exclusive three-free month trial, with no credit card required.

Produced by Dear Media

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Transcript

Click on a timestamp to play from that location

0:00.0	The following podcast is a dear media production.
0:05.0	Hi, I'm Sif Heider, the founder of Foray. I'm a wellness entrepreneur and digital creator,
0:10.8	and this is my show, The Dream Bigger podcast. Listen, I love dreaming big, but you know what I love
0:16.6	more? Actually having the resources to make those big dreams happen. And hey, dreams can sometimes
0:22.7	be private jets, but other times, they can look a little something like having the best
0:27.5	skin of your damn life, or starting a successful business, or delving into spirituality. So on this
0:34.5	podcast, I chat with experts and thought leaders from different fields about their
0:38.5	tips and tricks on doing exactly that. So let's get right into it.
0:46.5	Hello, hello, friends, and welcome back to another episode of the Dream Bigger podcast.
0:51.2	Today's episode is a must listen to for anyone and everyone trying to get better at
0:58.5	all things personal finance. And I don't think that you ever reach a point where you've like
1:03.6	fully mastered it. I always think that there's room to learn and improve when it comes to
1:08.4	personal finances. And that's what today's episode is. So I am speaking
1:12.6	to Jesse, who is the founder of one of my personal favorite personal finance apps, which is called
1:18.3	YNAB. And YNAB essentially just gives every dollar that you make a job, and it just gives you
1:24.3	so much freedom with what you want to do with your money. So I personally think
1:27.8	it has been absolutely instrumental to how I've kind of dealt with my personal finances. And it was
1:34.2	really, really cool to have Jesse on because we talked all about how empowering personal finances
1:39.2	can be, how we can build good habits around it and just like canceling the stigma around personal finances
1:45.6	that people have. So I think this is an incredible episode. I am really excited for you guys to
1:50.6	listen to it. And with that, let's welcome Jesse to the Dream Bigger podcast. So I want to talk to you
1:58.2	about how you started Wine Up and I was literally just like holding it in because I wanted to really get it on air because you're, I mean, your background is interesting.
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Siffat Haider, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Siffat Haider and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.