It is important to build 21st-century wealth. To do so, you are going to need to look at wealth in general through a different lens and build what Rachel Podnos O’Leary calls your Personal Financial Audit. Rachel is a Certified Financial Planner™who is particularly passionate about working with other millennials to help them achieve financial independence through wealth building. Her new book, 21st Century Wealth: A Millennial's Guide to Achieving Financial Independence, is a powerful read that offers money advice that’s relevant today - this isn’t your parent’s financial advice. She’s here to share her secrets to build 21st century wealth and why you need a Personal Financial Audit to get on the path to true financial freedom. Links 21st Century Wealth book https://amzn.to/37wXGKc Rachel on Twitter https://twitter.com/rachelpodnos Episode Sponsors Meet the eco-friendly, FREE online shopping service called Olive. When you shop with Olive, you’ll get consolidated, cardboard-free deliveries from over 100 of your favorite fashion sites. And you can return any items you don’t want without ever leaving your home! Check it out at http://www.shopolive.com and enjoy! Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Ask Shannah Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/   Get Social Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices