It's not too late to sort your Isa or pension before the tax year ends
This is Money Podcast
This is Money
4.1 • 650 Ratings
🗓️ 29 March 2019
⏱️ 37 minutes
🧾️ Download transcript
Summary
The end of the financial year is looming - April 5 - and it means the clock is ticking if you haven't sorted your Isa or pension.
Editor Simon Lambert, assistant editor Lee Boyce and host Georgie Frost have an Isa special for your ears this week.
When it comes to cash Isas, you may already be too late as some banks and building societies have already pulled their best buys.
Lee reveals his top cash picks for 2019, why there has been a move to cash tax-free accounts and why they are still worth having, even with rates still low.
Simon reveals all you need to know about getting started on investing in an Isa – and why it could be worth looking at greener options.
The team call in the experts to give their last minute fund ideas and reveal why our Prudent Investor is nervous about what Brexit could do to his cash.
Transcript
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| 0:00.0 | Welcome to This Is Money in partnership with NS&I. I'm your host Georgie Frost and alongside editor Simon Lambert and I is assistant editor Lee Boyce. |
| 0:10.1 | And coming up today, use it or lose it with the clock ticking on Brexit and the tax year. |
| 0:15.6 | Now is the time to sort your ICER or your pension. However, you may already be too late as some banks and building societies |
| 0:22.4 | have already pulled their market leaders, saying that though Lee has still managed to find his |
| 0:26.6 | top cash picks for 2019. Plus Simon helps you get started on investing in an ICER and how to |
| 0:32.2 | choose the best and cheapest sip. We call in the experts to give us their last minute fund ideas and we tackle |
| 0:39.4 | the B word. Yes, Brexit and its potential impact on your money, especially for older savers. |
| 0:45.3 | Don't forget you can stay up to date with all the latest breaking money news. Just go to this is |
| 0:48.5 | money.com.uk or download the app. |
| 0:52.0 | This is money brought to you in partnership with NS and I, giving you 100% security for your savings, backed by HM Treasury. |
| 1:01.0 | But first, this was the week we were meant to be leaving the EU. |
| 1:04.5 | While next week is when we have the end of the tax year. |
| 1:07.6 | Now, only one of those events is ever going to be certain. |
| 1:10.4 | So if you want to |
| 1:11.4 | make the most of your ICER or your pension allowance, get on with it now you have until 1159pm |
| 1:18.9 | on April the 5th. So Simon, you wrote your opinion piece on this, speaking as you did, and I think |
| 1:24.6 | probably we all could in this studio as someone who has a tendency, |
| 1:28.7 | can I say this, to leave things to the last minute? How long do we realistically have, though, Simon? |
| 1:34.1 | I would strongly advise not waiting until 1159 on April 5th. However, if you look at some of the statistics |
| 1:42.2 | that come out from some of the DIY investing |
| 1:45.1 | platforms particularly, you wouldn't believe the number of people who do leave it until after |
| 1:50.5 | 11pm on April 5th to put money into their ISO. |
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