Is NOW a Good Time to Invest?

Marriage Kids and Money: Personal Finance for Families

Andy Hill

Investing, Business, Kids & Family, Parenting

4.9 • 604 Ratings

🗓️ 22 July 2025

⏱️ 39 minutes

🔗️ Recording | iTunes | RSS

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Summary

With so much market noise and doom-filled headlines, you might be wondering — is now actually a good time to invest? In today’s episode, we break down six compelling reasons why today could be the best day to start your investing journey. 📈 Also in this episode: A Net Worth Win from Vinny in New Zealand, who grew his family’s net worth to over $1 million NZD by age 55 "Good Word" segment with my son Calvin about the health benefits of running and why it can add 12 years to your life Whether you're just getting started with investing or need inspiration to stay on track, this episode will help you build wealth and strengthen your family tree! Resources: ⁠Sponsors + Partners + Deals⁠ Own Your Time (Pre-order on Amazon): https://amzn.to/3ICXFKq Own Your Time (Pre-order on Barnes & Noble): https://www.barnesandnoble.com/w/own-your-time-andy-hill/1147563897 PensionBee (sponsor): https://marriagekidsandmoney.com/pensionbee Project Frugal (Vinnie Anglesey's YouTube Channel): https://www.youtube.com/ProjectFrugal Good Word Article (Runner's World): https://www.runnersworld.com/uk/news/a45685364/running-help-you-live-longer/ Podcast Chapters: 00:00 – Intro 01:00 – Why Now Is a Good Time to Invest 02:29 – Reason #1: Waiting Could Cost You More 04:50 – Real Example: VFIAX Price Drops and Recovery 06:10 – Reason #2: No One Can Predict the Market 07:00 – Reason #3: The Market Rises in the Long Run 07:50 – Reason #4: Investing Favors Those Who Start Early 09:00 – Reason #5: You Might Already Be Investing 11:00 – IRAs, Rollovers, and Consolidation 11:51 – Reason #6: Dollar Cost Averaging Works 13:00 – When NOT to Invest: No Emergency Fund or High Interest Debt 15:00 – Net Worth Win: Vinny & Denise from New Zealand 17:00 – From Debt to Financial Transformation 20:00 – Partnering on the Budget as a Couple 22:30 – Net Worth Breakdown and Lean FIRE Goals 25:46 – How to Reach Lean FIRE in Four Years 27:38 – Monthly Net Worth Tracking: Vinny’s #1 Tip 28:30 – Project Frugal YouTube Channel 29:58 – The Good Word with Calvin Hill 30:57 – Good News: Running Can Add 12 Years to Your Life 35:50 – Time Ownership and Andy’s New Book HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Johnson Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Abby's just woken up. It's 731 and she's forgotten to ring the doctor. There's no point
0:05.5	ringing now. She needs to get to work, but she's not worried. She's got an HSBC Premier bank account
0:10.5	with access to digital GP appointments plus two second opinions a year should she need them.
0:15.1	Everything's premier when your bank account is. Search HSBC Premier, HSBC UK, opening up a world of opportunity.
0:22.4	The doctor will see you now.
0:24.6	Apply with £100,000 annual income or £100,000 savings or investments with HSBC UK or Premier
0:29.3	status abroad.
0:31.1	Despite the market noise and predictions of more bad news on seemingly every single channel that you turn to, today could
0:41.0	actually be a perfect day to start investing.
0:50.6	This show is dedicated to helping you, strengthen your family tree, and live financially free.
0:56.2	Welcome to the Marriage Kids and Money podcast, everybody.
0:58.2	This is Andy Hill.
0:59.5	And today we're going to do three different things.
1:02.3	First, we'll be answering the question, is now a good time to invest?
1:07.0	With all the financial uncertainties out there will help the families out there listening
1:12.4	by diving deep into this question second we're back with our net worth win segment this month
1:18.4	we're featuring viny anglesey from new zealand vini and his wife denise have grown their
1:24.8	family net worth to over one million dollars that's's New Zealand dollars, by the way, by age 55. He's going to share how they did it and what their future looks like as a couple in New Zealand. And I just have to say, I think it's pretty cool that we're having some conversations on multiple continents around net worth growth. And last but not least, my son Calvin's going to be joining me for another good word
1:50.0	with all the not so great news out there.
1:53.0	Calvin and I are dedicated to sharing some good news.
1:56.0	All right, let's jump into today's show.
1:59.0	For years now, we've heard about living in unprecedented times.
	...

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