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slash Ramsey.

Hi, and thank you for taking my call.

Absolutely.

My name is Andrea, and I am 60 years old, and I am employed.

I bring home about $24, $2,864 a month.

I live with my son and his family.

The only outgoing bills I have is my car insurance and I pay for gas and any other

incidentals.

I want to know, is it possible for me to continue or to own a home and still say for my

retirement, I have $69,000 in a 401k and I'll tell you a little bit I was in Ohio and I

relocated to Arizona before the pandemic and since I've here, everything has gotten so inflated. So my

decision now is to go back to Ohio. But while I'm here in this kind of situation to save and not

have to pay any deals, I have some time before I get, go back to Ohio. So ask me anything.

All right. So you told me your stated goal was I want to be able to own a home and retire one day.

Yes.

Okay.

That's going to take a sizable nest egg and a pretty solid savings rate.

So how much are you able to save right now?

You're saying you've got almost no bills.

So out of that 2864, how much is left

over? It'll be $2154, like $2,154, minus the car insurance and the gas. But I plan on getting a job

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