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Welcome to the NerdWallet Smart Money Podcast, where we answer your personal finance questions

and help you feel a little smarter about what you do with your money. I'm your host, Sean Piles.

And I'm your other host, Liz Weston. As always, be sure to send us your money questions. Call or

text us on the Nerd Hotline at 901-7306373. That's 901 730 Nerd. Or email us at podcast at nerdwollet.com.

And while you're at it, please rate, review, and subscribe wherever you are getting this podcast.

This episode, we're talking about whether you're really an identity theft target and what you can do about it if you are.

First, though, Sean and I are going to dive into our This Week in Your Money segment,

which is all about summer travel plans this time around.

Or maybe the lack of summer travel plans this year.

I wanted to talk about this, though, because now that we're on the other side of Memorial Day,

this is typically when we'd start to other side of Memorial Day, this is typically

when we'd start to set our itineraries, pack our bags, and pull out our travel credit cards

to make the most of our miles and points as we jet off to our vacations. And that's just not

as feasible as it used to be. And with that, our spending habits and credit cards of choice

have changed, or they have for me at least.

So that brings me to my first question for you, Liz. I'm wondering how this whole global

pandemic thing has affected your plans for the summer. Well, pretty much torpedoed them completely.

...