Whether it's an under the radar genre or a proper out there podcast, sometimes it's better when you get weird, especially when it comes to switching up your soft drink, introducing new Dr Pepper Zero

with the same blend of 23 unique flavors,

it tastes just as weird as regular Dr Pepper,

but with zero sugar and zero calories.

It's a taste you can't quite put your finger on.

Weird. But in a surprisingly good way, try more weird with Dr. Pepper Zero.

Welcome to the Jill on Money Podcast. It is Tuesday, September 15th. And for all of you who need to make your quarterly tax estimates after the fakata craziness of the

spring and summer, you're now back on schedule. So make those quarterly payments today, ladies and gentlemen, or you're going to get whacked.

If you've got a financial question give us a holler. Very easy. Just email us. Ask Jill at

Jill on Money.com and guess what Mark and I are ready to get some more of your

voices on the air. So don't be surprised if you send us a question. Mark might email you

back and say, come on, Jill wants to talk to you live. So we're going to start that up.

So let's begin with Stephen, who is curious about different tax scenarios concerning long-term capital gains.

He essentially wants to know about whether he has a stock and the dividends, and he says one I own a hundred dollar stock it pays a

ten dollar dividend and scenario two same ten dollar dividend and it's reinvested So he wants to know the differences between the two

scenarios. So let's just be clear. You own a stock and it pays out a dividend. That

dividend is taxable to you. Whether or not you reinvest it or not, it's still taxable. So the

dividend itself is taxable as income. If you use your dividend to reinvest in your

shares, whether it's mutual fund shares or a stock share, then you are

raising the cost basis of the stock that you own over time. That's it. Next up,'ve got a note from Theresa who says love your show and she puts love all in caps. So great. Thank you for holding our hands through this unbelievable year calming our minds. We're grateful for your wisdom. Here's our story. My husband and I are in our 60s. We retired recently. We paid off our house and the market value is about $700,000. So no debt, fantastic.

They've got tax-deferred and taxable mutual fund investments. They are looking to relocate to upstate New York.

Originally, we were thinking of renting, then we came across an independent senior living

...