At a time when investors are confronted with market volatility and a variety of challenges fueled by the uncertainty of inflation, unsettled geopolitical tensions, and economic pressures.

Justin Klein and Steve Peasley stand ready

to take your finance and investment questions and share their unbiased answers.

This is Invest Talk. Independent thinking, shared success. Invest Talk is made possible by KPP Financial,

a registered investment advisor firm serving clients throughout the United States.

The clarity for your path forward starts now.

Here is KPP Chief Executive Officer, Financial Advisor Justin Clyde.

Good afternoon fellow investors and welcome back to Invest Talk.

This is our Thursday, December 7th, 2023 edition.

I'm Justin Klein and I'm excited for this hour. I love talking to you guys.

I love guiding you through what I'm looking at as well as giving you my perspective.

There's always something interesting happening in the markets

that can either present opportunity or risk, or simply, it's just interesting.

And my job is to distill all of that into actionable steps for you to make good decisions with your money.

Now today is December 7th and if that date sounds familiar well 82 years ago was Pearl Harbor and obviously that kicked off a major global event, World War II. It was already going, but obviously that ramped it up.

And it just reminds you that anything can happen.

You never know what's around the corner.

But you can have your eyes open to the risks that are out there.

And that's what most people, I think, suffer from is not having a firm grasp on the risk that they're exposed

to in their portfolio. So that's why this job is never done. There's always new risks

creeping up. Some of them are economic, some of them are geopolitical. Some of them are

company or sector-specific. And then there's yourself. You can be your own risk. Your biases can put you into

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