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Mo News

Interview - Paying Rent, Earning Points: Inside BILT’s Housing Revolution & Their New Credit Cards

Mo News

@mosheh / tentwentytwo

Daily News, News, News Commentary

4.92K Ratings

🗓️ 12 January 2026

⏱️ 54 minutes

🧾️ Download transcript

Summary

Rent is one of the biggest expenses for Americans — and for decades it’s been one of the least rewarding. In this episode, Mosheh sits down with Ankur Jain, CEO of BILT, to break down how his company is trying to flip that equation — and reveals new details about BILT’s newest credit cards launching next month. Jain explains how BILT has evolved from a simple idea — earning points on rent — into a platform now used in one in four U.S. apartment buildings, connecting rent payments to credit building, neighborhood rewards, and even future homeownership. He walks through how BILT partners with landlords, banks, and local businesses — and what’s changing with its upcoming credit cards designed to make everyday spending, from housing to healthcare, work harder for consumers. The conversation widens to rising housing costs and how AI and other technologies could reshape the economics of cities. Beyond that, Jain shares his lessons from scaling BILT with a lean team, avoiding early VC pressure, and what founders often get wrong when trying to grow companies. Mosheh and Ankur also get personal about growing up with immigrant parents. Mosheh Oinounou (⁠⁠⁠⁠@mosheh⁠⁠⁠⁠) is an Emmy and Murrow award-winning journalist. He has 20 years of experience at networks including Fox News, Bloomberg Television and CBS News, where he was the executive producer of the CBS Evening News and launched the network's 24 hour news channel. He founded the @mosheh Instagram news account in 2020 and the Mo News podcast and newsletter in 2022.

Transcript

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0:00.0

So many of us have financial goals for 2026 in my house. It is continuing to save for our daughter,

0:05.7

Olivia. I know it's something different in your house, whether it's paying off a debt or starting

0:09.5

a travel fund. Managing your money doesn't have to be a struggle this year. Monarch is the all-in-one

0:13.6

personal finance tool designed to make your life easier. It brings your entire financial life,

0:18.3

budgeting, accounts, and investments, net worth, and future planning together in one dashboard on your laptop or your phone.

0:24.6

Start your new year on the right foot financially and get 50% off your Monarch subscription

0:29.1

with the code, Mo News.

0:30.9

My wife and I both access the Monarch app.

0:33.0

We have been using it for a number of months now.

0:35.4

And if you haven't tried out Monarch before, it is a go-to tool for a New Year's financial reset. There are a lot of great AI features and

0:43.3

AI Assistant, AI Insights, and AI Weekly Recap. And the average Monarch user has saved over $200 a month

0:49.6

on average after joining the vast majority of members. eight out of ten, feel more in control of

0:54.3

their finances with Monarch. I can attest to that. So this new year, achieve your financial goals

0:58.9

for good. Monarch is the all in one tool that makes proactive money management simple all year long.

1:04.4

Use the code MoNews over at Monarch.com. That is M-O-N-A-R-C-H.com for half off your first year

1:10.6

over at Monarch.com with the code Mo News. 50% off your first year at Monarch.com. That is M-O-N-R-C-H. Monarch.com code Mo News. Hey, everybody. Welcome back to another edition of the Mo News podcast. As Mushu-N-N-U-Nchuanino here with an interview for all of you today. Some of you might already be built members. Some of you may not have heard of them, but that likely will change here in the coming months in years. There's a few startups that have reshaped in industry as fast as built, has reshaped the rewards world, letting people earn points on their biggest

1:45.4

expense. Rent.

1:47.1

Uncle Jane is the founder and CEO.

1:49.4

He actually founded his first company when he was 10 years old.

1:51.6

We'll get into that in today's conversation and then turn our attention to Built, which is

1:56.2

grown into a massive business that's launching just a few years ago.

1:59.7

The company is now worth nearly $11 billion.

...

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