BBC Sounds, Music, Radio, Podcasts.

Hello, I'm Martin Lewis, and this is the cunningly named The Martin Lewis Podcast.

I do wonder what that's going to be about.

Usually, much of it comes from my BBC Radio 5 live show with Adrian Charles,

but there's also a whopping load of bonus money- tips just for you lucky lucky podcast listeners.

In today's pod, the Bank of England has cut UK base rates again, now from 4.5% to 4.25%.

And we recorded this literally minutes after it happened.

So we're focusing on answering your questions about the impact on savings

and borrowings, especially mortgages. For savers, there's a warning to act quick if you want to fix.

Mortgage holders big question was, should I fix now or should I wait? Will it get even cheaper?

And we'll be covering that. But there's also a

fascinating discussion later in the pod-only bit with our mortgage broker guest on what it takes

to get accepted for a mortgage, whether it's for a new one or if you're remoraging. And there

are eye-opening facts coming on that too. Then in The Tellers, with summer coming soon,

what's far cheaper to buy abroad? Things that you can then bring home, that is?

And in Money Mastermind, does our Adrian know why it's always important to turn your sunscreen around? And he got a cheeky tip from a listener, but will it actually help him get the answer right?

Play the theme tune.

I got bills. I got to pay. So my old friend, where do we start then? So the base rate's gone down from 4.5 to 4.25% which is obviously it's consequential for savers and borrowers. Which do you want to

take first? Well, I think it's just worth looking at this decision. The interesting thing for me is

last time it went down by a quarter of a percentage point. The vote was seven in favour of it

going down a quarter of a percentage point and two in favour of it going

down half a percentage point. This time, a much more split vote. Five members of the nine-member

...