Insurance company denied me, so I got everyone I know to cancel and literally bankrupt them.

I have a story that started before the COVID pandemic and just concluded a while back.

English is my third language, so forgive any errors I may make and my use of words.

I'm a typical, simple guy who just liked relaxing and was born with the proverbial

silver spoon in my mouth. I'm the black sheep of my family and a middle child to boot, double whammy,

but at least I have little brains and some luck, which I kind of use on a day-to-day basis.

Due to my parents' connections, I managed to get into lucrative schools in my

country, did military service and was promoted upward to captain, and later on was shipped off to

college out of country. I've never been too close with many people apart from my circle of friends,

and I prefer it that way. After my college, I was employed in government, and yes, you guessed it,

family connections, and after a few years I was able to use my name to get ahead and meet people

who helped me set up several businesses in my area, in a coastal city, where this story takes place.

The money I used was generally allowances, small inheritances from my late

grandma, some investments, a fund that was started when I was a baby, and money gifted to me

by family basically in an attempt to not leave me broke enough to embarrass them, even though

I'm a simple low-maintenance fellow. My businesses are booming since the coastal area we live in

attracts a lot of tourists, local and international. And of course some locals who wish to mingle

with the tourists to get green cards, pen pals, spouses and such. Typical coastal city, I guess.

So, on to the incident. As a proprietor of my business, I have most, if not all of my

staff on salary, since it's the best way for them to gain benefits, and it's easier for me as a

business owner tax-wise. Tipping is more of a gift, typically, since we don't have a tipping

culture. And I have my staff on comprehensive medical insurance, which has additional dental and optical,

...