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This is the retirement and IRA show coming to you from beautiful Northern Colorado.

Join us as certified financial planner Jim Solnier, as well as Colorado State University Finance instructor and certified Financial Planner Chris Stein teach you about IRAs, borrow-en-case, annuities, Social Security, pension plans, and estate planning in a fun and enjoyable show.

Whether you are listening live in Colorado or streaming from their website or iTunes podcast, Jim and Chris want you to know that

they're available to help you plan for your retirement. Just visit their website at Jimhelps.com.

That's Jim H-E-L-P-S dot com and click the Meet the Team button on the homepage. Now here's Jim and Chris

with today's show.

Well, hello and welcome to the Retirement and IRA show, EDU edition for this week.

Still in the month of June, so we are in the midst of National Annuity and Awareness Month. So on today's show, we're going to continue that annuity

discussion here, really focusing on those entities that sell a person an annuity, the insurance

company itself. And the reason why we're bringing that up, because ultimately with any

insurance product, the benefits that they are proposing or promising to pay you really come down to what's

called the claims paying ability of the insurance company itself.

So if you're relying on a promise from a company, what things might you look at with that

...