The extreme diversity I think is what I love about my region.

Closed markets like Egypt, Turkey and Saudi Arabia,

to dynamic FinTech markets like the UAE,

so strongly driven and backed by government and government support to high focus

markets for investors like Nigeria, Kenya and South Africa. Africa is often viewed as a single target market when in fact I think the

complexity needed to be successful here is actually very very high. I've always loved the idea of traveling and so early in my career when I was given the chance

to take on a job that would have put me from time to time in Kenya, Botswana, Ghana and Mauritius, I jumped at the opportunity.

And that, I guess, is the start of what became an ever more international career.

I took a job a little bit later on in Denmark,

which took me around the Nordics and Northern Europe,

and then moved to Hong Kong, where I spent eight years

in the Philippines, Thailand, Malaysia, Singapore and of course

Hong Kong helping to roll out the first credit bureaus or credit bureau scores in a lot of those markets.

Eventually due to some breathing issues my daughter was having, we decided to leave that beautiful but slightly polluted city and move to the UK, where I'm now based for the moment.

This has been a terrible summer, I can't stress that enough.

So if you're working in a warm place and you want me to work for you it's probably a good opportunity to

take advantage of my mood but I've always loved seeing how people react

differently to the way their markets have evolved,

different rules and regulations, different cultural norms,

different histories, different times at which certain technologies have

leapfrogged others

to create a unique set of constraints.

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