Banking in 2015 and the leverage loan market. This is industry focus.

Hi Fool's, financial analyst Michael Douglas here with our senior baking

specialist John Maxfield from Portland. John how is it going? It's going great

Happy New Year to you Michael. Happy, happy New Year as well. I feel like I'm a little bit late to the party.

I just got back from vacation.

So I've been wishing everyone a happy New Year.

They've been kind of looking at me like, well, you know, it's a few days into January

now, Michael, that's getting old.

But I guess that's kind of how it goes.

Do you have any new year's resolutions John?

It's horrible but I haven't made any new year's resolutions

sorry to say.

My first one was to start swimming again which is followed up my second one which is to find a

way not to smell like chlorine so that's kind of that's kind of on my to-do

list all right so let's jump right in. Bank investing in 2015.

Let's just break this down.

What are the major things that people should be looking for in banks this year?

So 2015 is really, you know, not unlike any other year.

There's a tendency, you know, when you're crossing over for one year to another,

to say, you know, these the things that that you should be looking

out for for you know this particular subset of stocks this upcoming year but really

right the calendar is just somewhat of an artificial demarcation point that's

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