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This is the retirement and IRA show coming to you from beautiful Northern Colorado.

Join us as certified financial planner Jim Solnier, as well as Colorado State University Finance instructor and certified Certified Financial Planner Chris Stein teach you about IRAs,

borrow-in-case, annuities, Social Security, pension plans, and estate planning in a fun and enjoyable show.

Whether you are listening live in Colorado or streaming from their website or iTunes podcast,

Jim and Chris want you to know that

they're available to help you plan for your retirement. Just visit their website at Jimhelps.com.

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with today's show. Hello and welcome to the homepage. Now here's Jim and Chris with today's show.

Hello and welcome to the Retirement and IRA show, EDU edition, another EDU show,

taking place during National Inuity Awareness Month, which is the month of June.

And each year we take the month of June and focus a little more heavily, actually quite a bit more heavily, on annuities and how we use them and understanding the nuances of different kinds of annuities.

And today's show is kind of a spin-off from a discussion we had last week during the Q&A show, where we, Jim, mostly, in this particular case, talked mostly about the income benefits or

living benefits of a non-annuitized annuity that might be worth considering versus an annuitization decision.

And we'll kind of get into the pros, you know, the differences there.

But before we kind of launch off into that direction, I want to remind people of how we see

annuities fitting into retirement planning and how we use them.

They are used differently by different planners and policyholders out there, but where we see it,

we really see the strength or the power value, if you will, of an annuity in providing a lifetime

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