If You Don’t Stand for Something, Your Money Will Fall for Anything

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 28 August 2025

⏱️ 126 minutes

🔗️ Recording | iTunes | RSS

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Summary

🎟️ ⁠The Ramsey Show Live Tour: Tell us where we should go next!⁠ Dave Ramsey and Jade Warshaw answer your questions and discuss: "Should I accept my girlfriend's offer to pay off my debt?" "Should we pay off debt with a baby on the way?" "Can I put $200,000 I've received from a settlement in a bond?" "I want to save money but my husband keeps getting us into credit card debt..." "How do my fiancée and I tackle our $177,000 of debt?" "We have almost $300,000 of student loan debt. How do we get out of this?" "How do we plan for taking in our 3 grandchildren permanently?" "Should I solicit my van for voluntary repossession?" "Is it fair to ask my fiancé to save up now for when we get married?" "I was evicted in January and now owe that apartment $12,000. Should I prioritize this in my debt snowball?" Next Steps: ✔️⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠. 📱 ⁠Get episodes early in the free Ramsey Network app! ⁠ 📚 ⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠ ⛰️ ⁠Find out your Baby Step and get a plan for your money. 💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠ Connect With Our Sponsors: Stop paying more and start shopping smarter at ⁠ALDI⁠. Get 10% off your first month of⁠ BetterHelp⁠. Go to ⁠Boost Mobile⁠ to switch today! Learn more about⁠ Christian Healthcare Ministries⁠. Get started today with⁠ Churchill Mortgage⁠. Get 20% off when you join ⁠DeleteMe⁠. Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle! Find top health insurance plans at ⁠Health Trust Financial⁠. Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠. Visit⁠ NetSuite⁠ today to learn more. For more information, go to ⁠SimpliSafe⁠. Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠. Get started with ⁠YRefy⁠ or call 844-2-RAMSEY. Visit⁠ Zander Insurance⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠The Ramsey Show Highlights⁠ 🧠 ⁠The Dr. John Delony Show⁠ 🍸 ⁠Smart Money Happy Hour⁠ 💡 ⁠The Rachel Cruze Show⁠ 💰 ⁠George Kamel⁠ 🪑 ⁠Front Row Seat with Ken Coleman⁠ 📈 ⁠EntreLeadership⁠ ⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:07.4	Start budgeting for free today.
0:11.1	From the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love, and create actual amazing relationships.
0:23.9	Jade Washaw, Remsey, Personality, number one, bestselling author is my co-host today.
0:29.2	The phone number here is AAA 8255-225.
0:33.9	Gareg is with us in Canada.
0:36.0	How are you?
0:38.9	Hey, good morning. I'm doing well. Thanks. How are you? Hey, good morning.
0:40.0	I'm doing well.
0:40.8	Thanks.
0:40.9	How are you?
0:41.7	Better than I deserve.
0:42.8	What's up?
0:44.3	I appreciate you taking my call.
0:46.0	First time caller.
0:46.9	I'm honored to talk to you.
0:48.4	So my question is more of a, like, a principal's question rather than financial.
0:55.5	So I'll give you some context after. My question is, should I accept my girlfriend's extremely generous offer of
1:02.6	paying off a debt for me? No. Okay. I imagine might say that. I'm very hesitant.
1:11.3	She made the offer about a week ago, and I've been sitting on it.
1:16.2	You don't pay off dating relationships debt.
1:19.3	You do that when you're married.
	...

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