4.6 • 682 Ratings
🗓️ 19 January 2025
⏱️ 4 minutes
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0:00.0 | brought to you by CHM, a biblically based alternative to health insurance. Learn more at |
0:06.9 | CH Ministries.org slash budget. I recently found some of your videos scrolling Facebook and |
0:12.9 | started listening to some of your stuff. I haven't done any of the things that you talk about, |
0:18.2 | but I'm trying to get started uh i recently bought a truck |
0:23.4 | it was a horrible decision that i didn't know better at the time and i'm a prime example of just |
0:29.1 | because you make more money doesn't mean you fix the problem if you don't know how to spend it |
0:33.6 | uh because i doubled my income three years ago. And celebrated it with the truck payment. |
0:39.7 | I did. |
0:40.6 | And, uh, I've just steadily gone downhill. |
0:45.1 | And I've been trying to sell it, but I owe a little bit more of this worth because I took |
0:49.0 | the hit of depreciation on a brand new truck. |
0:50.8 | Man. |
0:51.8 | How much did you pay for that truck? |
0:54.2 | Over 60 grand finance. No money down. Man. How much did you pay for that truck? Over 60 grand. |
0:55.4 | Finance. |
0:56.0 | No money down. |
0:57.0 | Man, oh, man. |
0:58.3 | I was raised. |
0:59.5 | The credit was everything, |
1:00.7 | and I've worked my butt off |
1:01.9 | to have really good credit |
1:03.0 | and it's done nothing but hurt me. |
... |
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