Brought you by Y-ReFi. Refinance your defaulted private student loans today at Y-refi.com slash Ramsey.

I started my business in the construction industry. I started my business in 2017.

Rainerford until the end of 2019, then started working for somebody and then picked up my

business again in 2022 until today still. And I never paid taxes and I've never filed business

taxes and I'm at a point now where I don't know where to I don't know what to do

I don't know where to start have you guesstimated how bad it is

um let me ask you this way have you made money have you done well over the last few years

uh the past two years have been very well. Do you have any money currently?

You got money saved?

I mean, probably around 10 grand is it.

Oh, boy.

And I don't know.

I don't even know where to begin.

And trying to do everything right, and this is something that keeps me up.

What stopped you? Because you knew day one, all right, I got a business, I make money, I got to pay the Piper.

What caused you to go, I'm going to bury my head in the sand? Did it just become too much after year one or two or what?

Yeah, the first year was a little rough, just trying to make it, and then the second year

was pretty decent, but it was still rough.

I was basically using everything to just pay for my life, pay for my everything.

So when was your last tax return that you filed? What year?

So I did one last year. So I have my business and I still work full-time with a company.

So I have a W-2 that I have filed. So I've been filing W2s,

...