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Man, I'm not even quite sure where to begin, but I seem to have a ginormous problem

handling my finances.

I am 27 years old with a wife and two kids, and I have one on the way in

July. And I'm just kind of like up to my throat in stress on trying to figure out what I got to do

to stay the course in trying to be debt-free. I've been a part of the show for about six months now.

I even bought Dave Ramsey's The Total Money Makeover.

And everything was going well.

I had baby steps one, working into two.

I had everything listed from smallest to largest, paying the smallest stuff off.

And then right around the holidays, I kind of just fell off a cliff started buying things I didn't need and um

just recently I got into a 2100 dollar purchase of headphones what and what do you mean you got

into it?

I, uh, it did not take very much convincing to be truthfully honest. Um, I love, I love music

and stuff like that. So it didn't take much convincing for me to buy them. Um, I was

leading emotionally rather than thinking rationally. And that's when I kind of realize I've got a problem

and I just I cannot um I just I can get out of it okay so let me ask a quick question Eli on this

because I love how vulnerable you're being and and I think you've nailed it I think you've

diagnosed what's going on that you can't do this

on your own. And so we're going to walk with you on this call. But before we dive in deeper,

I'm just curious, if you'd be willing to share from your gut, what do you think is the emotion

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