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The Ramsey Show Highlights

I Told My Boyfriend I Don't Want a Ring, I Want a House Instead!

The Ramsey Show Highlights

Ramsey Network

Investing, Self-improvement, Education, Business

4.5840 Ratings

🗓️ 29 March 2026

⏱️ 9 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:06.7

Y'all are absolutely going to hate me whenever I tell you what I want to be doing.

0:10.8

No. That's a strong word. Hate is too strong.

0:15.7

I am a realtor investor here in Texas, and I have a long-term boyfriend, and we were buying a house

0:23.5

together, and I told him, I didn't want to ring, I wanted a house instead. We've both been

0:29.7

married previously, and we're coming in together, obviously. We're very Dave Ramsey friendly,

0:36.5

and we know it, but he is carrying quite a little

0:39.3

bit more debt than I am. I am credit card free. He is as well. However, we, I'm just trying

0:46.1

to figure out how I want to tackle his debt when we buy the house after we buy the house.

0:52.6

It's not, it's not, I don't even, you know what, I'm going to sit back for a second. I'm going to let you go first. I would just say for the people who are listening for the first time, because you said that you were Ramsey friendly and then you went off to say things of such nature that it doesn't even apply to Ramsey at all. And you know what's funny about it? You're laughing the whole time.

1:12.0

And you know what you know what she's about to say, right?

1:15.6

I know.

1:16.4

And why are you laughing about it?

1:18.7

Because, honestly, because of the market that we are in and the real estate, the way it's

1:24.4

going, it would just be too good to pass up this property to where obviously we would

1:30.1

want to live in it for a little bit. Why don't you just buy it? Why don't you just buy it? How about

1:34.7

well, I do. I can buy it myself. But I really want him to be on board with me. And it's not bad debt.

1:43.4

Like we are selling, he has a camper that he was living in and working out of.

1:47.4

So doing like insurance adjustment across the U.S.

1:50.0

So that's really the only one that's a major one.

1:53.6

The other one is just a minor amount, maybe I think, 10,000.

1:56.7

Here's the thing.

...

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