4.6 • 682 Ratings
🗓️ 5 June 2025
⏱️ 9 minutes
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0:00.0 | Brought to you by the Every Dollar app. |
0:04.3 | Start budgeting for free today. |
0:06.7 | Okay, so I have a question. |
0:09.9 | I just recently found out that my husband, the total of the credit card debt that he's got is, |
0:23.6 | I'm guessing and assuming, or getting assuming but guessing 60 to 80,000 and I just keep finding out little things here and there |
0:29.6 | of more and my goal our goal was supposed to be to get a house and move out of, you know, where we're at. |
0:40.0 | And the choices that he continues to make, for example, on wanting a couch that, I mean, going from like a hundred-dollar couch, he wants like $2,000 to $4,000 couch and get into that debt and now he brought up this |
0:56.0 | morning that the easiest way we can get out of debt is to do like it's a consolidation known |
1:02.1 | where all the debt is put into one payment and I feel it's like getting into more debt it's not |
1:10.7 | biblical I'm at my width and I feel it's like getting into more dead. It's not biblical. |
1:11.6 | I'm at my wit and I don't know how else I could guide him besides saying it's a bad idea, |
1:19.6 | and I don't know what to do, y'all. |
1:21.6 | Okay. |
1:23.6 | Um, yeah, that little part of the whole conversation is, Okay. |
1:32.9 | Yeah, that little part of the whole conversation is a bad idea, for sure. |
1:36.2 | The worst idea is the way you guys are operating. |
1:40.1 | You're operating like roommates. |
1:49.0 | And your roommate has a problem over here. instead of like the two of us together make our decisions together and we manage our money together to go to the dreams that we want to live |
1:55.4 | together and he's acting like a free agent just running around over here, and you can't tell me if I buy a couch, and I'll do whatever I want to do, and I may or may not tell you. |
2:08.6 | And that's really destructive, isn't it? |
2:11.6 | Yes, sir. |
2:12.7 | And I don't know what else to do. |
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