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Dave, I had a call with you when I was 22 years old.

Am I going to be better off 20 years from now if I attacked my house if it was consumer debt?

Or should I just speak to the plan and invest the 15%?

I want you at your young age to get, you know, to get the advantage of those investments

starting to build. And so I would stick with a plan putting 15% of your household income away

in retirement. The typical millionaire pays off their home in 10.2 years and they have two primary

areas of their balance sheet that show up that make them millionaires, a paid for home

and a steady, constant investing

in a 401k in Roth IRAs since they were young. And they'll have seven, 800,000 bucks in the 401k,

half a million dollar house paid for. And that's right where you're going to be in five years.

You told me that if I did exactly what she said, that I would be a millionaire by the time I was 32. And we were able to accomplish that by the time we were 20 years. You told me that if I did exactly what she said, that I would be a millionaire by the time I was 32, and we were able to accomplish that by the time we were 28. So I just want to let you know that, you know, y'all, y'all mean the world to us, and my children's children will be grateful for y'all one day. So I really appreciate it. Proud of you, man. Well done, Landon. Man. You should call the guy from the last segment.

Talk to him.

So with that being said, this is probably going to sound so stupid, but I'm so nervous to make a dumb

decision after what we've worked so hard for that I just had to get y'all's advice on it.

So we're worth the right at about a million

one, maybe maybe a little bit less than that. And we have 15 acres of property that we want to

build a house on. My house currently is paid for. And the issue is I just bought this house two

years ago new. And then of course, we have a guy moving next door with his mom that just got out of prison after 20 years

for child crimes and it really freaking sucks that I can't let my kids in the backyard to play

because he will watch them through the fence pickets.

Not but once.

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