Lessons 1

Immerins

clasps

Live from the headquarters of Ramsey Solutions, broadcasting from the pods of moving and storage studios.

It's the Ramsey shop where that is done.

Casius King and the paid off home mortgage has taken the place of the BMW as the status symbol of choice.

We help people build wealth, do work that they love and create actual amazing relationships.

Dr. John Deloney, Ramsey personality, number one best selling author and host of the Dr. John Deloney show is my co-host today as we answer your questions about your life and your money.

Open phones at AAA 8255225.

Ramel is with us in Long Island, New York. Hi, Ramel, how are you?

Hey Dave and John, how are you?

Better than we deserve, sir. How can we help?

Nice. All right, I'm a long time listener, first time caller. I mean, I'm just so far into debt and I'm scared.

And I don't know which way to go with it. And it's like, you know, every time I get paid, it's like, I'm on a boat. Of course, I'll just go around and around.

And nothing's nothing's getting done.

And I'm just way over my head with everything.

How much do you owe, man?

Between credit cards and my supercar, my supercar loan, I'm at 45,000.

Okay. What do you make?

I make about $30,000 an hour.

So I bring before taxes about 1300, but I bring home after taxes around nine, nine, seven, a week.

Are you married? Yes, I am married, four kids, my wife's a stay-home mom.

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