Brought to you by the Every Dollar app. Start budgeting for free today. Heather starts this hour in Tampa, Florida. Hi, Heather. How are you?

Well, I'm better than I deserve. Good for you. I love it. How can we help? Yes. So I'm just trying to come up with a good investment plan. Both my husband and I, we've been married now 20 years this month. And I'm always just trying to look for better opportunities to try to keep, you know, investment up. And while we still kind of work, you know, job to job, we kind of work paycheck to paycheck.

And so I have Apple stock that I invested in many years ago, and I have a good wealth since we've

been in Apple stock. We have tripled since we started. And we also have two Rothar IRAs, each just

only 6,000 for him, 8,000 for me. And we got about $20,000 in savings. And so I was trying to figure

out, I also do have just a house that we just bought.

And so we're paying on that.

And two cars is what we have.

No other debts, just those things.

And so I was trying to figure out in my mind what I could do with my savings

instead of making it so unproductive just sitting in

that account. You know, I have only $20,000 in savings, but would it be best to pay off a car?

Would it be best to cash out the Apple stock? Because, you know, of concerns, they always say

around election time specifically with crash.

They always talk about that happening.

So I'm just trying to get a better idea because I spoke with my financial advisor and he suggested

maybe money market funds and I'm not very wise as far as financially.

Okay.

Money market funds for the $20,000?

Yeah, he wasn't saying the full $20,000.

He was like you could start out putting $10,000 in money market funds, which, like I said,

I'm not very familiar with it.

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