brought to you by the every dollar app start budgeting for free today up next we've got bill in

new haven connecticut bill how's it going hi thank you for taking my call sure um my wife and i are in a

very difficult situation i'm 71 i'll be 72 next month. My wife is 66. She teaches in a private

school. We moved from a state where the salaries are considerably lower than they are here

in Connecticut, and the cost of living is not a whole lot different.

And this past summer and the heat of the summer for Connecticut, our air conditioning went out completely.

And it's going to cost us almost 14,500 to get a new furnace and everything to replace the one that went out.

And it's going to, we have a state program here.

I can finance.

It'll be almost, it'll be about a 175 a month for 10 years.

Additionally, my wife took out a parent loan for our daughter to go to college.

I was adamantly opposed to it, but her philosophy is she's my baby and I love her, so I'm going to do it.

And due to being in forbearance twice, once due to getting sick and having to take off work during the school year in the other state.

And then moving up here to Connecticut, she went into forbearance each of those two times.

And what that means is that you don't have to make a payment, but the interest accrues.

As a result, she still owes over $100,000 on that.

Yes, our daughter went to a private school in New York.

And yes, it's like I've been fighting a losing battle financially all these years.

And I'm 71 now.

I'll be 72 next month.

And I have to go back to work.

You know, it took an early retirement a few years ago, but all I'm getting is a small social Security check because my salaries were always low.

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