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The Ramsey Show Highlights

I'm A Single Mom With A Part-Time Job, How Do I Get Out Of Debt?

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 12 July 2025

⏱️ 8 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by CHM, a biblically based alternative to health insurance.

0:06.3

Learn more at CH Ministries.org slash budget.

0:09.2

My question is trying to navigate debt as a single mom on a part-time job.

0:16.1

I'm door-dashing currently, and I have a little one-year-old boy who has come with a lot of medical

0:22.1

debt as well as me trying to consolidate my own debt and I'm currently living in a

0:29.8

DV shelter trying to navigate our way out. You're living in a what shelter?

0:36.3

A domestic violence shelter okay wow how old are you hon

0:42.5

in 24 okay all right and how much debt um do you have personally collectively about 18000

0:52.7

that includes his medical debt?

0:55.4

Yeah.

0:56.1

Okay.

0:57.2

And what was his precious boy born with?

0:59.5

What's he struggling with?

1:01.9

A number of things.

1:03.5

So he was born with Lyft Heart Syndrome, and part of his heart was not developed

1:09.3

correctly.

1:10.0

He had several surgeries to take care of it.

1:12.6

Um, meanwhile he now that he's on the up curve and he's being a lot of his, um,

1:21.6

milestones being hit.

1:23.6

Uh, we're trying to get him into speech. Uh, he's one, he's turning two in September here.

1:31.3

And we're getting into speech and they possibly think he may have autism spectrum disorder.

1:37.3

So I have a lot of extra doctors.

...

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