I'm $800,000 In Debt And Don't Know Where To Start
The Ramsey Show Highlights
Ramsey Network
4.5 • 840 Ratings
🗓️ 9 September 2025
⏱️ 9 minutes
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| 0:00.0 | Brought to you by CHM, a biblically based alternative to health insurance. |
| 0:06.3 | Learn more at CH Ministries.org slash budget. |
| 0:09.6 | So in 2015, I met my wonderful wife when I was in a very tough situation with work and life and drugs, |
| 0:18.9 | smoking meat and all that. |
| 0:21.4 | And when I met her, I gave myself to God 2016, got baptized and since then, |
| 0:28.3 | being buying houses, investing on houses and a little bit later and stocks as well. |
| 0:35.9 | And the one in 2022, I did a, I did a class in Afco, which is if you want to become like a |
| 0:43.1 | missionary or do work for God, that's when I fully gave myself to God and really stopped |
| 0:49.4 | smoking fully, stop doing edibles and no bad videos or anything like that, |
| 0:57.5 | photography and trying to just be a better man. |
| 1:01.0 | But since then, after made close to $2 million on the past 10 years, |
| 1:06.9 | but things started getting wrong in the wrong path, and all the investments that I did, |
| 1:12.1 | everything back to fire all at the same time, |
| 1:14.3 | like lost 10,000 here, 40,000 there, 100,000 there. |
| 1:18.6 | And then my guys started messing up at work. |
| 1:21.4 | I had to start putting on credit cards after credit cards. |
| 1:24.7 | And at that time, I were going vacation and enjoying life as well. But now, |
| 1:30.7 | I mean, close to $800,000 in credit cards, including personal loan and business loan. And two houses |
| 1:38.3 | $800,000. Yes. Were you not working during this time? |
| 1:46.1 | I was working, but I have not been working fully the past year and a half since the company I was working with. |
| 1:53.8 | They went bankrupt. |
| 1:55.4 | Yeah, but I mean, how do you spend $800,000 screwing around? |
... |
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