meta_pixel
Tapesearch Logo
Log in
The Ramsey Show Highlights

I'm $800,000 In Debt And Don't Know Where To Start

The Ramsey Show Highlights

Ramsey Network

Investing, Self-improvement, Education, Business

4.5840 Ratings

🗓️ 9 September 2025

⏱️ 9 minutes

🧾️ Download transcript

Summary

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get 20% off when you join⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get started with⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠   🧠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🍸⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💡⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💰⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Brought to you by CHM, a biblically based alternative to health insurance.

0:06.3

Learn more at CH Ministries.org slash budget.

0:09.6

So in 2015, I met my wonderful wife when I was in a very tough situation with work and life and drugs,

0:18.9

smoking meat and all that.

0:21.4

And when I met her, I gave myself to God 2016, got baptized and since then,

0:28.3

being buying houses, investing on houses and a little bit later and stocks as well.

0:35.9

And the one in 2022, I did a, I did a class in Afco, which is if you want to become like a

0:43.1

missionary or do work for God, that's when I fully gave myself to God and really stopped

0:49.4

smoking fully, stop doing edibles and no bad videos or anything like that,

0:57.5

photography and trying to just be a better man.

1:01.0

But since then, after made close to $2 million on the past 10 years,

1:06.9

but things started getting wrong in the wrong path, and all the investments that I did,

1:12.1

everything back to fire all at the same time,

1:14.3

like lost 10,000 here, 40,000 there, 100,000 there.

1:18.6

And then my guys started messing up at work.

1:21.4

I had to start putting on credit cards after credit cards.

1:24.7

And at that time, I were going vacation and enjoying life as well. But now,

1:30.7

I mean, close to $800,000 in credit cards, including personal loan and business loan. And two houses

1:38.3

$800,000. Yes. Were you not working during this time?

1:46.1

I was working, but I have not been working fully the past year and a half since the company I was working with.

1:53.8

They went bankrupt.

1:55.4

Yeah, but I mean, how do you spend $800,000 screwing around?

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Ramsey Network, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Ramsey Network and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2026.