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So I'll be as brief as possible, but essentially my mother has been taking advantage of me financially over the last couple years.

So trying to just figure out what the best steps are moving forward and how to set myself up for success.

I'm sorry, what does that mean?

That sounds horrible.

Your mother has been taking advantage of you.

How old are you?

I just turned 24 on Saturday.

Okay.

And what has your mother been doing to take advantage of you financially?

So she was part of a business scam, essentially with her business.

They told her that she won a lawsuit.

The whole being with a scam ended up sending them tens of thousands of dollars, and she came to me for help to make the payments on that essentially gave her over $10,000 cash as well as taking out multiple loans in my name, which I am now stuck with the payments on.

In addition to co-signing the mortgage for the house, which she is now making several late payments on.

So how old were you when all that happened?

It's been going on for several years now, so it essentially first started when I was 20, when we first moved out here.

Okay. At what point did you realize this was not going to work and stop it?

Essentially once at the beginning of this year, once I moved out on my own and I realized the

significance of how far behind I was on all of this.

It didn't really click to me when I was still living with her because I was just under her roof,

you know, following her rules, not really thinking too much of it until I tried to get my

own place and realized again how far I was behind And now seeing how my credit is completely ruined

...