Welcome to Follow Him favorites. This is where John and I are sharing a single story to go with each

week's lesson. By the way, I should say, John, these are not found in the podcast. Some people

have asked me, oh, is this just a piece of the podcast? No, this is not found on the podcast.

This is just because you and I like to tell stories. John, we are in sections

102 through 105 of the Doctrine and Covenants this week, and you told me you have a story.

In section 104, verse 78, that's a long section, 78. Again, verily, I say unto you concerning your

debts. Behold, it is my will that you shall pay

all your debts. I have a story from a talk called earthly debts, heavenly debts, and it was

Elder Joseph B. Worthland. I know you love him. Hank, you've quoted him before. This is April 2004.

He said, let me tell you the story of a man who sacrificed greatly to maintain his own financial integrity and honor.

In the 1930s, Fred Snowberger, now, I'm not one to tease about last names for obvious reasons.

Now, you can because your name is Smith. Snowberger sounds like

something you'd get a Dairy Queen. Something you'd get an Arctic Circle. Yeah, exactly. In the 1930s,

Fred Snowberger opened the doors of a new pharmacy in northeastern Oregon. It had been his dream

to own his own business, but an

economic turnaround he had hoped for never materialized. Eight months later, Fred closed the doors of

the pharmacy for the last time. Even though his business failed, he was determined to repay the loan

he had secured. Some wondered why he insisted on repaying the debt. Just declared bankruptcy, have the debt legally forgiven.

But Fred did not listen. He said he would repay the loan. He was determined to honor his word.

His family made many of their own clothes, grew much of their food in their garden, used everything

they had until it was thoroughly worn out or used up.

What my grandma used to say, Hink, use it up, wear it out, make it do or do without.

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