All right. We've got another question from Hockey Halloed. It says, this is a funny one honestly to me he says once you start looking at your personal finances

How do you stop? I find myself more and more distracted by optimization these days. This is a very deep financial

mutant question and I think you guys are the perfect ones to answer it. What do you have to say?

Well I'll speak for me personally right? One of the things that I do,

hockey is I do an annual net worth statement and when I say annual I mean literally

one time a year I do my network statement it's always on 1231 or

thereabouts at the end of the year because I recognize my personality being a

financial mutant loving this stuff so much if I were

tracking this stuff on a weekly or a monthly or a quarterly basis I would

literally allow it to drive me nuts and so purposefully I try to not ignore it because I focus

on my behavior I focus on the things I can control my savings rate and my

allocation and my tax strategy and the fees that I pay and those types of things I focus

on my behavior but the outcome I try to let myself quote-unquote be surprised by at the end of every year

so that I'm not focusing on the little stuff.

I'm not majoring in the minors.

I'm keeping an eye on the big picture.

That's one of the ways that I stay not dialed in and not

laser focused and lose sight of the forest for the trees. I've made this analogy

before but I think it works out quite nicely is that I think about when you discover personal finances in a lot of ways and we'll make the analogy and tied into the

doing the net worse statement it's like having you know a newborn baby and the fact that now you

know where I'm going with this is that look in the beginning your finances are

going to need a ton of attention. your finances,

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