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Financial Audit

I Finally Lost My Mind | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.6633 Ratings

🗓️ 11 September 2024

⏱️ 99 minutes

🧾️ Download transcript

Summary

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Transcript

Click on a timestamp to play from that location

0:00.0

To watch episodes of Financial Audit a week earlier, check us out on YouTube.

0:03.4

Are you being serious?

0:04.8

Yes.

0:05.2

That kind of delusion doesn't seem realistic.

0:07.9

I'm sorry, but yeah.

0:09.1

I'm immediately questioning.

0:10.3

Is this woman putting out an act?

0:13.0

Yes.

0:14.0

It's not an act.

0:15.2

Then why would we purchase on this card?

0:17.7

But we're not.

0:18.3

Get this statement.

0:19.4

You were making a point?

0:20.1

I was making a point.

1:29.9

But your point is incorrect. No, it's not. You push back on everything. Shut the fuck up. Some things just are. Hi, my name is Amber. I'm 46 based out of Round Rock, Texas. And this is Financial Audit. What do you do for a living in Round Rock? I am a cybersecurity engineer. That sounds like money. It should be. Oh, it should be. Okay. It should be. I'm not satisfied with my pay. What's your pay? One of my friends working in cybersecurity close friends makes a good amount of money. What do you make? I'm making 84. Okay, well, it's not. Okay. Well, you know, I think maybe a little higher, but 84 is not. I mean, you're above the median household income for Austin. Yeah, but you got to keep in mind taxes and I'm a single person. Well, no, everyone has taxes. So I'm a single person with no dependents. So that means my take home is somewhere closer to like maybe 50. Everyone deals with taxes. That doesn't, okay. But I'm just comparing against. Against the median. I get that. And everyone pays taxes. And some people have deductions. They have child tax credits, things like that. Some people, you know, married, it helps. Yeah, I got married got married and you're no longer married. Oh, you've been married and you're no longer married. We are separated in impending divorce. Is that the finances at all? Yes. Oh,

1:38.4

oh boy. Okay. All right. Well, how was that messing with the finances? Well, before I got married,

1:45.6

all of my credit cards were paid off.

1:47.8

I had zero balances on all my credit cards.

1:48.4

And then... When did you get married?

1:49.3

I got married December 16th, 2023.

1:51.9

Oh, that is...

1:54.1

Wow, a less than a year ago.

...

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