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So my question's about eating out.

So I'm 29 trying to increase my savings budget a little bit more this year and part

of that is eating out less.

But I do, I'm doing fairly well financially and it it's been hard or weird or, I don't know,

maybe guilty to say no to friends and coworkers

who I know make less than I do,

and they want me to go out to eat with them,

and I'm just trying to make that budget decision.

So I'm looking for some guidance just on that thinking process.

So are you running into situations where they're going like, oh, come on, man, and you're going, hey, I can't do it, I'm on a budget. What's the conversations like? And what's the

pushback? I never say I'm on a budget, but I have been packing my lunchmore at work and just

sort of saying no to things, you know, saying I'm tired or,

you know, I got some commitment and sort of making excuses to get out of that, but the driver is budget.

So what is it?

You feel guilty about?

You're doing what you want to do?

Why would you, you haven't done anything wrong.

Why are you guilty?

I guess it's because I, like I said,

I do, um, I make over $100,000 a year, um, got a couple side gigs going and, um, I drive a

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