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I'm a widow. I'm 66. I have a small business that's kind of struggling.

Recently had heart surgery, et cetera, et cetera, no kids, no family, two dogs.

Two dogs live in social security and some from my business and credit cards.

I managed to get into a situation.

I borrowed money from a personal loan, an online personal loan company nationally advertised, all that kind of good stuff.

Went through the whole process because I wanted to pay off some debt, you know, to get

rid of my credit cards and to invest in a vehicle for my mobile salon and managed to find

out that the interest rate is somewhere around 48%.

Oh my goodness.

And it's front-loaded.

I mean, I heard the 48% but I thought, that's no big deal because I'm going to pay this off like very quickly.

And so I didn't pay attention enough to hear that it's front-loaded.

So the amount of money that I borrowed...

Most of your payments are going to interest, essentially, not touching the principal.

How much was the loan for it?

Half and half is what it is.

I ran a thing this morning.

How much...

How much was the loan?

For $29,000.

And how soon were you planning to pay that off when you just stared 48% and went,

...