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Welcome to the NerdWallet Smart Money Podcast, where we answer your personal finance questions

and help you feel a little smarter about what you do with your money. I'm Sean Piles.

And I'm Liz Weston. To have your money questions answered on a future episode, please call or

text us on the Nerd Hotline at 901-7306373. That's 901-730 Nerd. Or email us at podcast at nerdwollet.com.

And hit that subscribe button to get new episodes delivered to your devices every Monday.

And if you like what you hear, leave us a review. This month we're doing something a little

different. We put together a money boot camp for all of you under the banner of hashtag new money goals.

Our mission is to set you up for success in the new year so you can accomplish whatever

goals you have for your money in 2021.

Each week in January, we're doing a deep dive into a different money goal.

And while we're at it, we'd love to hear what your money goals are for this year.

So please share them with us through the nerd hotline or

by emailing us. And the hashtag new money goal we're focusing on this week is kind of a goals 101.

We're going to talk about how to craft the right money goals for yourself this year and how to

actually accomplish it. Yep. And joining us in this conversation is fellow nerd Kim Palmer. So let's get to it.

Hey, Kim. Welcome back to the show.

Thank you so much for having me.

I'm having a little bit of deja vu because we had this conversation last year.

And wow, how much has happened in the meantime.

...