brought to you by the every dollar app start budgeting for free today well as predicted

by the ramsie team and me and george uh the real estate market is beginning to thaw as the snow

thaws and um i i mean we told you in in November after the election that probably what would happen would not be instantaneous and that gradually the market would begin to heal as springtime came around.

So we are seeing in the real estate market an uptick and activity.

We are seeing interest rates down very slightly, just a little bit.

And nothing, no big, dramatic anything in the real estate world.

There's no sudden supply.

There's still a shortage.

There's no huge drop in interest rates instantaneous,

which didn't expect to have happen. I didn't anyway. And so the real estate market is starting to move again. And so the thing we've told you for 30 years is still true that when it

comes to buying a house, a home for your family, real estate's a great investment when bought

properly and at the right time in your plan. And what happens at your house, in other words, what happens in your house is more important than what happens in the White House.

And so Donald Trump's not going to buy you a house.

Joe Biden didn't buy you a house.

It's not their job, either one of them.

And it's your job to buy a house after you get out of debt, have an emergency fund, and when you can afford

the payment on a fourth of your take-home pay on a 15-year fixed rate. And that's very

doable once you get your crap together. But, you know, there's people worried about tariffs driving

construction cost up. There's people thinking that the government's going to get in the

housing business and drive supply up, which will bring prices down. Not going to happen. Tariffs aren't

going to drive construction costs up, not appreciably, even if there are tariffs and there aren't

any yet. Hello. Basically, the White House has a lot less effect on the housing market than you think

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