budgeting that word alone. I mean, it sounds awful, right?

Keeping track of everything you spend money on, joyless spreadsheets. Oh, um, hang on guys

I just got to enter this beer and my share the nachos into my budget app. I mean who wants to deal with that?

But if it's such a drag though, why are some of you talking about budgeting like this?

I have had such a positive experience budgeting recently and I am a budgeting

wizard. I'm actually super jazzed about it. Um, I

It's like all I want to talk about.

A budgeting wizard. I love that guy super jazzed all they want to talk about what is going on with these people?

What is their secret?

This is your NPR life kit this episode budgeting

We're gonna figure out how to join this party. I had to convert a dreary anxiety

Producing emotionally fraught tasks into something comparable and powering and maybe even fun

We're gonna learn how right after this

I'm at Chris Arnold and I cover personal finance for NPR and in this episode

We're gonna give you six tips for setting up and sticking to your budget and our first big takeaway call it tip number one

You need a goal

But it can't just be any goal right because I mean you want to stick with this you want to be a budgeting wizard

You need motivation. This is gonna be fun. It can't be just any goal

It has to be something that's specific and meaningful to you

That's at Kristen Wong

She's written a book called Get Money and she writes about personal finance for life hacker and other publications

And she says you don't want to try to start a budget just because you think it's something that you should do

...