It's so easy to spend money without really thinking about it. You just swipe your phone, you swipe a

credit card. It's almost like the technology that the banks are rolling out are making it easier

for us to spend money because that's good for them. Sometimes we have to pull back and say,

okay, let's really think about this. That's the financial lifeguard, Christine Luchin. Today on Your Money,

your wealth, she explains how she used mindful money management to rescue herself when she hit

financial rock bottom and how you can too. Joe and Big Al answer your questions on when the

magic of compounding is going to kick in, Roth conversions, required minimum distributions,

and how Trump tax reform will affect both,

and they discuss paying off the mortgage in retirement, marrying up for a better Social Security benefit,

Joe's drinking and college football watching habits, and skydiving at age 90.

Now, here are Joe Anderson, CFP, and Big Al Clopine CPA.

We're here talking finances, talking taxes, talking mortgages, social security, debt payoff,

avalanche, snowball.

Oh yeah, man, we're going to get down and deep.

How to pay your debt off, right?

Well, speaking of debt, I think some baby boomers need to pay attention to this show.

Well, they do, Joe.

And this is from Reuters news.

Here's what they're saying about Baby Boomer, the Baby Boomer generation.

So, by the way, in case you haven't paid attention, those that were born between

1946 and 1965, there are 33.4 million baby boomer households.

So if you're 50 years old, you're a baby boomer.

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