Hi and welcome to the Deeper Than Money podcast. I am your host, Chloe Elise. I'm a millennial money

coach speaker, dog mom, and a seven on the enneagram, and I am on a mission to prove to you

that finances can be fun and easy. On the Deeper Than Money podcast, we will dive

into all things millennial finance, debt, saving mindset, and how to have financial freedom

to enjoy life in your 20s and 30s. I want you to leave this podcast with more confidence around

your Moolah and the belief that your biggest financial dreams

are possible for you.

So, let's talk money.

This is probably a lot. Welcome back to the Deeper Than Money podcast.

This is probably my favorite time of year.

It's my favorite time of year.

I love the holidays.

I love the holidays.

I love just taking time off, relaxing and waking up at like 10 a.m., drinking eggnog for breakfast and watching claymation movies. If you don't like claymation movies, I don't trust you. But anyway,

holidays are so much fun. They're filled with relaxing and gratitude and excitement,

all these awesome things. And then we

have this little period of time between Christmas and New Year's Eve, which is also my

favorite time. I kind of group it as one, you know, like the holidays, whatever. But so often,

I become so obsessed with this specific time between Christmas

and New Year's because it's so exciting going into the next year, going into 2020. I'm so pumped.

I love New Year's. I love it. I'm not like a crazy New Year's Eve person. I mean, sure, like,

I'll go out with friends and it'll be fun, but I'm not, it's not about New Year's Eve.

...