On this episode of the personal finance podcast, we're going to talk about how you can overcome the holiday spending hangover. What's up everybody and welcome to the personal finance podcast. I'm your host

Andrew founder of Dollar After Dollar.com and today we're going to talk about how you can overcome

the holiday spending hangover.

So you spent too much money for the holidays again, didn't you?

Maybe you were engulfed in a wave of generosity feeling like Oprah giving everybody gifts.

You get a gift, you get a gift. Everybody gets a gift. And it was your

greatest gift giving year to date. Try to say that ten times fast. You made it rain

presents. You just threw presents all over the place.

To your families, your friend, your coworker. And then we can't forget the holiday party that you went to,

where the champagne was flowing like a river, the fine cheeses, meats, and hors d'oeuvres,

maybe you had a nice charcutterly board.

And boy, oh boy, did you love your home decor for Christmas?

You had to have the Santa Claus and Mrs. Santa Claus,

salt and pepper shakers, didn't you? But then what happens every single year is the holiday

pixie dust settles. And what most people feel is an overwhelming feeling of stress and anxiety and guilt.

And now what you have to do is face your credit card statement.

So you pull out your last bottle of the fine wine from your Christmas party, you pop that bad boy open you take a deep breath open it up and boy oh boy is the damage way worse than you thought it was.

Now listen this happens to so many people and it doesn't have to be like this.

It doesn't have to be a situation where the holidays are something that you're just not prepared

for.

And there could be a variety of psychological reasons on why you overspent.

Maybe you just didn't have as good of a Christmas

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