How to Invest During an Election Year
Stay Wealthy Retirement Podcast
Taylor Schulte, CFP®
2.4 • 606 Ratings
🗓️ 8 February 2024
⏱️ 17 minutes
🧾️ Download transcript
Summary
It's an election year.
As a result, many retirement investors believe that the market MUST be in for a wild ride.
But is that true?
Over the last 100 years, how have markets behaved during election years?
What have been the best and worst returns?
How has the market performed during every 4-year presidential term since 1929?
And is it "different this time?"
To help retirement savers invest wisely during this period of heightened uncertainty, I'm answering these questions (and more).
---
WANT THE CHARTS & DATA REFERENCED IN TODAY'S EPISODE?
Join the Stay Wealthy Newsletter by clicking here.
I'll be sending the 12-page PDF to all newsletter readers this week and next 😊
---
EPISODE RESOURCES:
✏️ Grab the Episode Show Notes
Transcript
Click on a timestamp to play from that location
| 0:00.0 | This show is a proud member of the Retirement Podcast Network. |
| 0:10.0 | Welcome to the Stay Walthy podcast. I'm your host, Taylor Schulte, and today I'm discussing investing during an election year. Specifically, over the last 100 years, how have markets behaved during election years? |
| 0:22.2 | What have been the best and worst returns for the market during these years? |
| 0:26.5 | Even more, how has the market performed during every four-year presidential term? |
| 0:31.8 | And what lessons can we draw from the data? |
| 0:34.7 | If you're interested in the charts and data that I'm referencing today, |
| 0:37.8 | be sure that you're on the Stay Wealthy newsletter list. I put everything together in a nice |
| 0:42.6 | 12-page PDF and I'll be sharing it with newsletter readers this week and next. To join the |
| 0:49.3 | newsletter, just head to you staywealthy.com forward slash email. That's you staywealthy.com forward slash email. |
| 0:56.1 | I'll also provide a link in your podcast app as well as the show notes for today, which can be found |
| 1:01.9 | by going to you stay wealthy.com forward slash 211. |
| 1:09.6 | It's not uncommon for investors to believe that because it's an election year, the stock market must be in for a wild ride. |
| 1:17.0 | Even more, some investors suggest that if the party they favor wins the election, it's going to be good for the markets. |
| 1:23.5 | But if the other party wins, it's going to tank them. |
| 1:26.7 | Look, I'm not going to pretend to be able to |
| 1:28.4 | predict the future today, but looking back at almost 100 years of data can certainly be |
| 1:33.7 | helpful in making informed decisions with our money and our investments, or at the very least, |
| 1:39.0 | help to reinforce our philosophy and approach to investing. Let's dive into the data. Since 1928, as far back as |
| 1:47.8 | this data set goes, we've had 24 election years. The first election year in 1928 was Hoover |
| 1:55.0 | v. Smith. And the most recent, of course, was Trump Biden in 2020. Believe it or not, out of these 24 election years, |
| 2:03.4 | going all the way back to 1928, the U.S. stock market only experienced a negative return during |
| 2:10.6 | four of them. Said another way, going back to 1928, the U.S. stock market has produced positive returns during an election year |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from Taylor Schulte, CFP®, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Taylor Schulte, CFP® and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2025.