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The Personal Finance Podcast

How to Invest $1 Million (A Simple Strategy To Invest a Lump Sum)

The Personal Finance Podcast

Andrew Giancola

Entrepreneurship, Investing, Business

4.61.2K Ratings

🗓️ 4 August 2025

⏱️ 37 minutes

🧾️ Download transcript

Summary

In this episode of the Personal Finance Podcast,  we are going to talk about  how to invest $1 million,a simple strategy to invest a lump sum. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew’s course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/   Links Mentioned in This Episode: 10 Powerful Portfolio Strategies (And Which One is Right for You!) - Part 1 10 Powerful Portfolio Strategies (And Which One is Right for You!) - Part 2 How to Build Your Index Fund Portfolio (Choose The Best Asset Allocation for You) The Complete Breakdown of The 2-Fund Portfolio (The Warren Buffett Portfolio) Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel  Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Building credit doesn't have to mean getting into debt. And with CHIM secured credit builder visa credit

0:05.0

card, you can build credit just by making everyday purchases and paying them off on time. There's no

0:09.9

interest, no annual fees, and no credit check to apply. Just smart, responsible credit building.

0:14.9

And because CHIME reports to all three major credit bureaus, your on-time payments can actually

0:19.6

help improve your score over time. Better credit means better rates on car loans, apartments, even insurance. And it all starts with everyday habits and the right tools. Make everyday purchases count with CHIM. Get started at chime.com slash PFP. Chime feels like progress. The CHIM Credit Builder Visa credit card is issued by the Bank Bank N.A or Stride Bank

0:37.8

N.A. Chime checking account required to apply. Money added to credit builder will be held

0:39.8

in your secured deposit account is collateral. And is your credit card's available to spend

0:41.8

amount. This is money you can use to pay off your monthly charges. Out of network ATM

0:43.6

withdrawal and OTC advance fees may apply. Late payment may negatively

0:45.5

your credit score. Results may vary. Go to chime.com slash disclosures for details.

0:35.5

Summer's winding down, and you know what that means. Back to school mode is officially here. And if you're anything like us, you're probably eyeing your space and wondering,

0:41.1

where do we put all... winding down. And you know what that means? Back to school mode is officially here. And if you're

0:45.0

anything like us, you're probably eyeing your space and wondering, where do we put all this stuff?

0:54.4

So we grab some shells from Wayfair for our kids' rooms, and it made a huge difference. It helped

0:59.0

us get everything organized from books and toys to those random school supplies that somehow end up

1:03.9

everywhere. And Wayfair makes it so easy to refresh your

1:08.8

space. Whether you're setting up a homework corner, reorganizing the bathroom, or just getting cozy

1:11.7

for fall, they've got what you need and fast. So get organized, refreshed, and back to your routine,

1:16.7

your way. Head to Wayfair.com right now to do all things home. That's W-A-Y-F-A-I-R.com. Wayfair, every style, every home.

1:23.0

On this episode of the Personal Finance Podcast, how to invest $1 million, a simple strategy to invest a lump sum.

1:35.3

What's up? What's up everybody and welcome to the personal finance podcast.

2:05.5

I'm your host, Andrew, founder of mastermoney.com.

...

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