How to Deliver the “WOW” in Everyday Life (with longtime former Royal Caribbean Chairman and CEO Richard Fain) SB1748
The Stacking Benjamins Show
Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP
4.4 • 2K Ratings
🗓️ 15 October 2025
⏱️ 69 minutes
🧾️ Download transcript
Summary
You don’t have to command a cruise ship (or a boardroom) to lead with purpose. On this episode of The Stacking Benjamins Show, Joe Saul-Sehy, OG, and Neighbor Doug welcome Richard Fain, longtime chairman and former CEO of Royal Caribbean Group, for a conversation that’s not about corporate leadership… but about life leadership.
Richard shares timeless lessons he learned from decades steering one of the world’s most innovative companies—lessons that apply just as powerfully to parenting, coaching your kid’s soccer team, running a PTA fundraiser, or simply trying to create more joy at home. You’ll hear how to dream bigger about your own life, build a culture of kindness and excellence in small groups, and turn the ordinary moments around you into opportunities to “deliver the WOW.”
Of course, this wouldn’t be the basement without a few money detours. The crew also breaks down new 401(k) rules and annuity updates, debates whether tax flexibility beats fancy planning, and celebrates Doug’s birthday with trivia, laughter, and a few movie reviews along the way.
By the end, you’ll walk away inspired to bring a little more vision, creativity, and generosity into every corner of your world. No cruise ship required.
What You’ll Learn
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How to lead from wherever you are: Richard’s lessons on building strong teams, communities, and families. No corner office needed.
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Turning the ordinary into extraordinary: Simple ways to “deliver the WOW” at home, work, or anywhere people count on you.
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Dreaming bigger about your life: Why bold vision isn’t just for CEOs; it’s for anyone looking to create meaning and momentum.
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Financial updates you can use: New 401(k) rules, annuity insights, and practical tips to strengthen your plan.
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The lighter side of leadership: Trivia, birthday celebrations, and a few fun detours (because we can’t resist).
Questions for the Basement
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What’s one way you could “deliver the WOW” in your own life this week?
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Who’s a leader in your everyday world (at home, work, or your community) who’s made an impact on you?
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How can dreaming a little bigger change the way you approach your next financial or personal goal?
FULL SHOW NOTES: https://stackingbenjamins.com/better-money-habits-with-richard-fain-1748
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201
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Transcript
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| 0:00.0 | It's easy to grin when your ship comes in and you've got the stock market beat. |
| 0:08.0 | The man worthwhile is the man who can smile when his shorts aren't too tight in the seat. |
| 0:16.0 | Ha ha ha ha ha ha ha ha ha ha. |
| 0:20.0 | Okay, Pookie, you'll be honored. |
| 0:26.8 | Live from Joe's Mom's Basement, it's the Stacking Benjamin Show. |
| 0:32.3 | I know. I'm Joe's mom's neighbor, Doug, |
| 0:42.8 | and let me be the first to welcome you to the good ship better money habits. |
| 0:47.4 | Sure, instead of the Lido deck, we have canned peaches, |
| 0:50.4 | and the water heater rattles so much it gives a great spa experience. But today, we welcome a guy who knows how to deliver the wow and will teach you the same. He's the longtime chairman and former CEO of Royal Caribbean Group, Richard Fain. In our headline segment, what do advisors think about options? We'll share a recent piece on the topic, along with a primer on how options work |
| 1:14.5 | and whether you should think about using them yourself. |
| 1:18.4 | And now, two guys who had an option to podcast today and grabbed it because they're |
| 1:23.1 | excited about bringing the wow. |
| 1:25.9 | It's Joe and O, Jujit, |
| 1:29.4 | Jujid, Jee. |
| 1:35.1 | Hey there, Stackers, and happy Wednesday to you. |
| 1:42.2 | So glad you're here, sit back and relax because you just |
| 1:45.8 | found your home for the next hour. We're going to have some fun as we, hopefully, with the help |
| 1:52.6 | of Richard Thain, we wow you. But the guy who wows us every day here in Mom's Basement, |
| 1:59.5 | it's Mr. O.G. How are you, brother? What's happening? |
| 2:02.8 | Doug thought so certainly we were coming to him. I did. He's going to say my name. |
| 2:08.5 | Wait a bit. So, so O. G, did he say Primer? Did you say Primer? Yeah, that's, |
| 2:13.8 | that's not right, but okay. No, Doug. I did say Primer. That is how, like if you have an introductory book in an educational setting, it's Primer, not Primer. I don't know, Oji. I think we're, we're off too bad start today. We had a great start on Monday by getting you all riled up at this whole primer thing. |
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