I think that the holidays feel like frozen noses. I love walking with the dog for long periods of time.

Hopefully it's snowing and you've got to wrap up warm. So I think a frozen nose is a sweaty armpit

because your wrapped up so warm but then you're climbing hamps and heath and you get to the top

and you're like, and then you can see the breath but then your nose is still freezing to touch.

Joy in every sip with red cups now back at Starbucks.

All systems are gone. Ladies and gentlemen, Chris Bunn-Billy!

So good to see you my friend. Welcome back to another audio adventure here on Inside.

I'm CBV Chris Fambley. Thank you so much for being with us on this one.

I'm just so fascinated with how David Carlin's mind works and I love being able to dive deep into all this today.

David and his wife Patricia have taken something that literally every person does,

which is make payments, like pay for things, and they found a way to create a business around it.

And it's just so inspiring seeing what they've built and seeing how you can apply this to your life

and your business, whether you have one or you've been thinking about starting a business.

You can check him out on Instagram. They're at Meet the Carlins and you can check me out.

You can follow me if you aren't already. I'm at Chris Fambley.

Big shout out to our fan of the week Mikey CTE who says,

great podcast. I know you do more than wrestling interviews but I like to think of you as the aerial hawani of great interviews.

Wow, what a reference. Keep up the great work for us.

Well, thank you, Mikey. I appreciate that and look massive fan of aerial hawani's.

So thank you for the comparison there. I don't know if that's quite fair, but I appreciate it and I will take it.

Want to shout out, just leave a review on Apple Podcast.

We read one on every single episode and if you have Spotify, Spotify now has ratings.

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