How To Choose A Health Insurance Plan

Life Kit

NPR

Kids & Family, Self-improvement, Business, Health & Fitness, Education

4.5 • 4.9K Ratings

🗓️ 18 October 2021

⏱️ ? minutes

🔗️ Recording | iTunes | RSS

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Summary

Open enrollment is back again and with it, its confusing health insurance jargon. Here are some of those terms defined to help you choose the best plan for you.

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Transcript

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0:00.0	When open enrollment for health insurance rolls around usually in the fall, HR departments
0:07.8	and local brokers try to make it fun.
0:10.2	Balloons!
0:11.2	Cazoo!
0:12.2	How the open enrollment everyone is so exciting.
0:17.8	Are you having fun yet?
0:19.5	No?
0:20.5	No?
0:21.5	For real, picking health insurance is work.
0:24.1	It's also not fun or sexy to be talking about insurance or healthcare.
0:29.0	There are a lot of confusing terms.
0:31.8	It's a future deductible amount.
0:33.3	It would only be responsible for a copayment or copayment.
0:36.1	Plus, you have to think hard about your health and your finances and make decisions.
0:41.2	You've got all these plans, bronze, gold and silver and looking through all the details.
0:48.1	I'm Selena Simmons-Duffin.
0:49.6	I cover health policy for NPR's Science Desk.
0:53.0	In this episode of LifeKit, how to choose a health insurance plan?
0:57.2	Whether you're aging out of your parents' plan and picking one for the first time, you're
1:01.5	ready to switch things up, or you're uninsured and you want to see if you have any workable
1:07.1	options.
1:08.1	We'll have experts guide you where to look for coverage, how to narrow down plans, and
	...

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