Eric's question is up next. He says, when working out calculations for retirement, they always

ask about cash. What do they mean by that?

Like my emergency fund or is cash something else or other types of accounts in this

context? So specifically when thinking about or other types of accounts in this context.

So specifically when thinking about net worth and retirement savings, could you clarify this

for him?

This is a great question.

I'll let you fill in, Bo, but Eric's probably like, so do I go pull $10,000 out and keep that under my

mattress or do I keep it access it's not even access to cash because access to cash

man there is a whole broad spectrum

here because there is when you people say cash there's a group of people they're

probably saying oh my gosh these guys are saying put this under your mattress and

then there's other

groups these financial mutants that are they think they're financial mutants but

it's the people that think well access to cash works and I've fallen into this

because I was a good financial mutant where I had a home equity line or I see people who think they have a good

investment portfolio that that's going to be their cash. There is a broad spectrum so kind of

answer that question what do we mean when we say cash?

Yeah, I'm curious, when working out calculations, they always ask about cash.

I guess, I don't know the day is.

I guess he's talking about like,

I can say emergency reserves three to six months. He's probably trying to figure out what is what shape, form, accounts. Yeah, yeah. So we, one of the things that we espouse is that not only an accumulation but even more so in

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