How to beat the Wall Street Pros. By the way, it's going to be easier than you think.

Brent, I am so excited to talk about this because we all want to know how can we be successful

investors. How can we make our money work harder than we do? And in today's show,

we're going to kind of walk you through how you should think about that and how you should

analyze that. But here's a grounding fact. The typical investor is horrible at making and sticking

to investment strategies. And this isn't based off.

You hear us talk all the time about, you know,

the average person couldn't come up with a thousand dollars

without going into debt.

It's not that.

We're talking about even folks who make the decision to invest,

make the decision to put their money to work,

they just generally tend to be not very good at it.

And don't take our word for it. There's actually

a Dow Bar study in 2023 that found that if you look at the 30-year annualized return of the

S&P 500, it's a little over 9.5%. 9.65%. But the average investor over that 30-year time

period, a good 30 years to be investing, only made about 6.8%.

And look, we were very generous by using the Dow Bar study. We could have done J.P. Morgan.

We could have used Morningstar. There's actually a lot of funds. I mean, a lot of research out there that

shows, because this spread is only the Delta here is 30% under performance.

That's right. So 30% reduction. But I think that's being generous because I've

seen all the different ways that the typical investor blows up their investment portfolio.

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