How To Be Bougie On A Budget | Mykail J, The Boujie Budgeter
Yo Quiero Dinero
Jannese Torres
4.8 • 616 Ratings
🗓️ 20 February 2022
⏱️ 46 minutes
🧾️ Download transcript
Summary
Mykail James aka “The Boujie Budgeter” is the founder of BoujieBudgets.com, an online platform dedicated to teaching Gen Z professionals how to finance their best lives. Upon graduating with her MBA focused in accounting, Mykail became a Certified Financial Literacy instructor.
She has a fresh new take on managing money and finances. Her teachings use pop-culture references and relatable language to help her audience understand confusing money concepts such as budgeting, saving, and investing.
The goal is to make positive money moves while still controlling your finances because you can only live your best life when it is properly financed! You can follow Mykail on Instagram, LinkedIn, Twitter and YouTube.
For full episode show notes, click here.
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Until next time, stay empowered, stay inspired & #staypoderosa ✨
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Transcript
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| 0:00.0 | So when you think about the habit, the habit is I want to spend money or I want to go have a good time. |
| 0:05.3 | So I'm going to open my banking app and I'm going to look at how much money I have. |
| 0:09.4 | Now, depending on that number that I read, you know, whether it's $200 or $500, that's how much of a good time I can have. |
| 0:18.0 | So I'm going to stay within that good time. |
| 0:20.9 | Then if you want to say I put myself on an allowance, I was like, all right, if I know that |
| 0:25.5 | this is what I do, I'm going to put all of my spending money in one account. |
| 0:30.1 | And whenever I'm ready to go out or to have fun or to spend money, that's the bank that |
| 0:35.1 | I'll use. |
| 0:35.6 | That's the credit card or that's the card that I'll use. |
| 0:38.2 | So I will put X amount of dollars in this bank account and I'm going to use it. And when I use it, |
| 0:44.7 | that's that money. And I know that my bills are paid. I know that my savings is done. This money |
| 0:49.7 | is strictly for whatever the fuck I want to do. |
| 0:55.4 | You're listening to Jo Quiero Dinoero, a personal finance podcast for the modern Latina. |
| 1:01.4 | I'm your host, Janice Torres, award-winning Latina personal finance expert. |
| 1:06.1 | I didn't always have my financial shit together, but when I started looking for POC-friendly personal finance |
| 1:11.7 | podcasts, I couldn't find any. And so Yo Quiero Dineiro was born. On this show, I'll show you how to |
| 1:17.1 | make dinero, how to keep your Dinero, and most importantly, how to make it grow. Each week, |
| 1:22.6 | I'm connecting you with the most brilliant minds in the world of money and business. So you can |
| 1:27.0 | learn about investing, entrepreneurship, and building wealth. |
| 1:30.3 | The best part, I'm dishing up all this knowledge with a sassy side of sason. |
| 1:35.4 | So if you're ready to be Poderosa with your Dinero, you've come to the right place. |
| 1:40.1 | Let's dive in. |
... |
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